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A folded cream banknote and two coins resting in a small sage-green dish — the good-faith deposit a buyer pays after an offer is accepted in Ontario.

Buying real estate

Real estate deposits in Ontario: what buyers need to know

How real estate deposits work when buying a home in Ontario — what a deposit is, how much to pay and when, where the money is held in trust, how it differs from your down payment, and whether you get it back if the deal falls through.

Joel Fox

Co-founder and COO

A blue miniature house cradled in a woven safety net on a blue background — visual shorthand for the Tarion new-home warranty in Ontario.

Buying real estate

Tarion warranty in Ontario, explained

Ontario's mandatory new-home warranty, explained: what Tarion covers over one, two, and seven years, the deposit and delayed-closing protections, how to make a claim, and the new 45-day registration rule for 2026.

Joel Fox

Co-founder and COO

A wooden judge's gavel resting on its round sound block against a forest-green and cream background — visual shorthand for foreclosure, the court process that can hand a home to the lender.

Real estate law

Foreclosure in Ontario: what it is and how it works

What foreclosure is in Ontario, how it differs from power of sale, the court steps it runs through, and why lenders here almost always use power of sale instead.

Joel Fox

Co-founder and COO

Two gold-and-cream miniature houses joined by an arched bridge on a gold backdrop — visual shorthand for bridge financing between two closings in Ontario.

Home finance

Bridge financing in Ontario: how to buy before you sell

How bridge financing covers the gap when your new home in Ontario closes before your sale does — what a bridge loan is, what lenders require, what it costs, and how it compares to a same-day closing.

Joel Fox

Co-founder and COO

Centred royal-blue signpost forking toward a monitor and a clipboard — shorthand for the digital-versus-in-person choice on a status certificate review.

Real estate law

Digital vs in-person status certificate reviews in Ontario

A status certificate review is the same legal work whether it's done digitally or in person — a licensed Ontario lawyer reading the condo corporation's records. What changes is speed, transparency, and whether you visit an office. Here's how the two approaches compare.

Joel Fox

Co-founder and COO

Miniature sage-green house under a glass dome, representing a home sheltered from capital gains tax.

Home finance

Capital gains tax when you sell your home in Ontario

A home that was your principal residence for every year you owned it is exempt from capital gains tax in Canada. Here is when you owe it, and how to report the sale.

Joel Fox

Co-founder and COO

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