Toronto's real estate lawyer

Buying or selling in Canada's largest city? Ownright makes real estate law simple so you can close with confidence.

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Toronto real estate law made simple

Skip the long email chains — close on your property with top-tier legal support, anywhere.

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Property closing

Close on a property you are buying or selling

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Mortgage refinance

Refinance a mortgage you have on a property

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Status certificate review

Get a complimentary status certificate review

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How it works with Ownright

Ownright simplifies the property closing process with clear and transparent steps that you can complete from anywhere.

1

Share your info and chat with our team

2

Track progress with your personal dashboard

3

Meet your lawyer and sign documents remotely

4

Get notified about your closing in real time

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How it worksHow it works

Why Toronto clients choose Ownright

Best-in-class legal supportBest-in-class legal supportBest-in-class legal support

Best-in-class legal support

Close confidently with a legal team that has thousands of closings under its belt.

Track your transaction

Track your transaction

Get notified at every milestone, from signing through closing and beyond.

Close from anywhereClose from anywhereClose from anywhere

Close from anywhere

Share everything through an online portal. No emails, no in-person meetings.

Toronto market snapshot

Toronto's market picked up through June, with sales well ahead of last year even as prices held slightly below 2025. Detached homes stayed firm while condos softened the most, and with a typical home selling in about four weeks, buyers have room to act without rushing.

Average figures. Source: Toronto Regional Real Estate Board, June 2026.

  • Average price

    -3.9%

    $1,058,658

  • Detached

    +0.3%

    $1,648,440

  • Townhouse

    +1.5%

    $973,232

  • Condo apartment

    -9.0%

    $665,760

  • Days on market

    +11.5%

    29

Land transfer tax in Toronto

Toronto buyers pay both the Ontario and municipal land transfer tax.

Example — on a $1,050,000 home:
Portion of priceCombined Rate*Tax
First $55,0001.0%$550
$55K — $250K2.0%$4,450
$250K — $400K3.0%$8,950
$400K — $1.05M4.0%$34,950
Total$34,950
First-time buyer (after $8,475 rebate)$26,475

*Toronto's municipal rate matches the provincial rate, so combined LTT is just double the provincial rate.

See your exact cost with the Toronto land transfer tax calculator →

Try the land transfer tax calculator

Areas we serve (including but not limited to)

  • Downtown / Financial District

  • Yorkville

  • The Annex

  • Leslieville

  • Riverdale

  • The Beaches

  • High Park / Roncesvalles

  • Forest Hill

  • Liberty Village

  • Scarborough Bluffs

Don't see your neighbourhood?

We serve all of Toronto — get a quote for any address.

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How Ownright outshines traditional closings

Ownright

Traditional Closing

Closing process

Share information and documents remotely through an online portal

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Track the progress of every milestone in your real estate transaction

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Support

Unlimited legal support by chat, email, or video call

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Reach out after work and actually get an answer

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Pricing

Transparent upfront pricing from day one, regardless of the price of your property

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Don’t pay for extra touchpoints with your legal team

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Great deals on services with an exclusive marketplace network

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Access to informative resources on real estate, real estate law, and property ownership best practices

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Closing process

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Share information and documents remotely through an online portal

Checkmark

Track the progress of every milestone in your real estate transaction

Support

Checkmark

Unlimited legal support by chat, email, or video call

Checkmark

Reach out after work and actually get an answer

Pricing

Checkmark

Transparent upfront pricing from day one, regardless of the price of your property

Checkmark

Don’t pay for extra touchpoints with your legal team

More

Checkmark

Great deals on services with an exclusive marketplace network

Checkmark

Access to informative resources on real estate, real estate law, and property ownership best practices

Toronto's Municipal Land Transfer Tax

Toronto is the only city that charges a second land transfer tax on top of Ontario's, and we make sure yours is calculated right with every rebate applied.

  • A second land transfer tax on top of Ontario'sOn most homes it roughly doubles what you pay in land transfer tax.
  • First-time buyers get an extra municipal rebateUp to $4,475 off the city tax, on top of the $4,000 provincial rebate.
  • We calculate it to the dollar and flag it earlyNo surprise five-figure line item on closing day.

Why Toronto clients love Ownright

Mahesh Alamuru

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StarStarStarStarStar

Top-notch communication

The communication was top-notch—any questions or concerns I had were promptly addressed, and I always felt like I was in good hands.

The attention to detail and dedication to client satisfaction truly set them apart.

Shirishma K

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StarStarStarStarStar

Handled all legal complexities

From the initial consultation to the final closing, they provided clear guidance and ensured I was fully informed throughout the process.

Any questions I had were answered promptly, and they expertly handled all the legal complexities, making the entire transaction seamless.

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Online dashboard makes it easy

The online dashboard made it easy to complete tasks like identity verification and to track progress and see next steps, so we always felt in the loop on what was coming next.

Their team was extremely responsive (thanks Camille!)

Bogdan Orzea

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StarStarStarStarStar

Web platform kept us informed

We had an exceptional experience closing a property with Ownright. Their web platform kept us informed throughout the process, and the support we received was outstanding.

A big shout-out to Edward and Kylie for their dedication!

Peter Greenfield

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StarStarStarStarStar

Smooth and painless experience

The team ensured a smooth and painless experience during what can be a stressful experience by guiding us through the process and providing their expert advice.

The Ownright application is intuitive and easy to use.

Saagar Patel

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Revolutionizing real estate law

For those on the fence, don't hesitate - their online portal is very intuitive and the whole process is extremely easy...

Thank you for revolutionizing the world of real estate law.

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Frequently asked questions

Toronto buyers pay two land transfer taxes: the Ontario tax plus Toronto's municipal tax. On a $1,050,000 home that's roughly $17,475 provincial and $17,475 municipal, about $34,950 in total. A first-time buyer pays about $26,475 after the $4,000 provincial and $4,475 Toronto rebates.

Yes. First-time buyers can claim up to $4,000 off the Ontario land transfer tax and up to $4,475 off Toronto's municipal tax, for combined savings of up to $8,475.

Toronto taxes homes left vacant six months or more at 3% of assessed value. Unpaid tax becomes a lien on the property, so a buyer can inherit the seller's bill. We confirm the seller has declared and paid before you close.

Beyond the two land transfer taxes, budget for legal fees, title insurance, and disbursements like title searches and registration. Ownright quotes a clear flat legal fee up front, so there are no surprises on closing day.

Yes. In Ontario, a lawyer must review your agreement, search title, handle the land transfer taxes, and register the transaction. Ownright does all of this online with a flat, transparent fee.

Have more questions?

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