North Bay's real estate lawyer

Buying or selling in North Bay? Ownright makes real estate law simple so you can close with confidence.

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Lake Nipissing seen from a lookout above North Bay, Ontario, with islands on the horizon

North Bay real estate law made simple

Skip the long email chains — close on your property with top-tier legal support, anywhere.

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Property closing

Close on a property you are buying or selling

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Mortgage refinance

Refinance a mortgage you have on a property

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Status certificate review

Get a complimentary status certificate review

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How it works with Ownright

Ownright simplifies the property closing process with clear and transparent steps that you can complete from anywhere.

1

Share your info and chat with our team

2

Track progress with your personal dashboard

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Meet your lawyer and sign documents remotely

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Get notified about your closing in real time

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How it worksHow it works

Why North Bay clients choose Ownright

Best-in-class legal supportBest-in-class legal supportBest-in-class legal support

Best-in-class legal support

Close confidently with a legal team that has thousands of closings under its belt.

Track your transaction

Track your transaction

Get notified at every milestone, from signing through closing and beyond.

Close from anywhereClose from anywhereClose from anywhere

Close from anywhere

Share everything through an online portal. No emails, no in-person meetings.

North Bay market snapshot

North Bay's average sale price was $513,251 in July, up 8.5% from a year ago, and 175 homes sold, 36.7% more than last July. Supply is tight at 2.7 months, with Lake Nipissing and Trout Lake frontage still a big part of the market, so buyers should be ready to act when the right home appears.

North Bay & Area, all home types. Source: North Bay & Area REALTORS® Association (CREA), July 2026.

  • Average sale price

    +8.5%

    $513,251

  • Homes sold

    +36.7%

    175

  • Months of supply

    2.7

  • Days on market

    20

Land transfer tax in North Bay

No municipal land transfer tax in North Bay — you pay the Ontario tax only.

Example — an average North Bay home at $513,000:
Portion of priceRateTax
First $55,0000.5%$275
$55K — $250K1.0%$1,950
$250K — $400K1.5%$2,250
$400K — $513K2.0%$2,260
Total$6,735
First-time buyer (after $4,000 rebate)$2,735
See your exact cost with the North Bay land transfer tax calculator →

Try the land transfer tax calculator

Areas we serve (including but not limited to)

  • Downtown

  • Waterfront

  • West Ferris

  • Airport Hill

  • Pinewood

  • Birchhaven

  • Graniteville

  • Trout Lake

Don't see your neighbourhood?

We serve all of North Bay — get a quote for any address.

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How Ownright outshines traditional closings

Ownright

Traditional Closing

Closing process

Share information and documents remotely through an online portal

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Track the progress of every milestone in your real estate transaction

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Support

Unlimited legal support by chat, email, or video call

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Reach out after work and actually get an answer

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Pricing

Transparent upfront pricing from day one, regardless of the price of your property

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Don’t pay for extra touchpoints with your legal team

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Great deals on services with an exclusive marketplace network

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Access to informative resources on real estate, real estate law, and property ownership best practices

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Closing process

Checkmark

Share information and documents remotely through an online portal

Checkmark

Track the progress of every milestone in your real estate transaction

Support

Checkmark

Unlimited legal support by chat, email, or video call

Checkmark

Reach out after work and actually get an answer

Pricing

Checkmark

Transparent upfront pricing from day one, regardless of the price of your property

Checkmark

Don’t pay for extra touchpoints with your legal team

More

Checkmark

Great deals on services with an exclusive marketplace network

Checkmark

Access to informative resources on real estate, real estate law, and property ownership best practices

Buying on the lake or off municipal services?

North Bay sits on Lake Nipissing and Trout Lake, and many homes are waterfront or on the rural fringe — we check the shoreline and servicing details before you close.

  • Many North Bay homes are on the waterLake Nipissing and Trout Lake frontage, plus year-round former cottages.
  • Waterfront and rural lots bring extra checksShore road allowance, water access, and well/septic all matter.
  • We confirm it before you closeSo the shoreline and servicing are clear, not a surprise.

Why North Bay clients love Ownright

Mahesh Alamuru

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StarStarStarStarStar

Top-notch communication

The communication was top-notch—any questions or concerns I had were promptly addressed, and I always felt like I was in good hands.

The attention to detail and dedication to client satisfaction truly set them apart.

Shirishma K

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StarStarStarStarStar

Handled all legal complexities

From the initial consultation to the final closing, they provided clear guidance and ensured I was fully informed throughout the process.

Any questions I had were answered promptly, and they expertly handled all the legal complexities, making the entire transaction seamless.

StarStarStarStarStar

Online dashboard makes it easy

The online dashboard made it easy to complete tasks like identity verification and to track progress and see next steps, so we always felt in the loop on what was coming next.

Their team was extremely responsive (thanks Camille!)

Bogdan Orzea

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StarStarStarStarStar

Web platform kept us informed

We had an exceptional experience closing a property with Ownright. Their web platform kept us informed throughout the process, and the support we received was outstanding.

A big shout-out to Edward and Kylie for their dedication!

Peter Greenfield

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StarStarStarStarStar

Smooth and painless experience

The team ensured a smooth and painless experience during what can be a stressful experience by guiding us through the process and providing their expert advice.

The Ownright application is intuitive and easy to use.

Saagar Patel

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StarStarStarStarStar

Revolutionizing real estate law

For those on the fence, don't hesitate - their online portal is very intuitive and the whole process is extremely easy...

Thank you for revolutionizing the world of real estate law.

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Frequently asked questions

Yes. In Ontario, only a lawyer can complete the transfer and register your deed. Ownright handles the full closing for North Bay buyers and sellers — title search, mortgage, and registration — online, at a flat fee.

North Bay charges only Ontario's land transfer tax — there is no municipal LTT. On a $513,000 North Bay home, that is about $6,735. First-time buyers can claim up to $4,000 back, bringing it to roughly $2,735.

North Bay sits on Lake Nipissing and Trout Lake, and many homes are on the water or on the rural fringe. Waterfront lots can carry an unclosed shore road allowance and unclear water-access or docking rights, and properties off municipal services rely on wells and septic systems that need testing and records. We check the title, shoreline, and servicing before you close so none of it becomes a surprise.

Beyond your down payment, expect land transfer tax, your legal fee and disbursements, title insurance, and adjustments for prepaid property taxes. Waterfront or rural properties may need extra searches too. Ownright quotes a flat legal fee up front, so you know exactly what you'll pay to close in North Bay.

Ownright charges a flat legal fee for North Bay purchases, sales, and refinances, with disbursements shown separately — no hourly billing or surprise add-ons. You get the full quote before you start, so there are no surprises at closing.

Yes. Ownright closes North Bay deals remotely — you review and sign documents online and meet your lawyer by video, with no in-person office visit required. It's the same secure, lawyer-led closing, done from home anywhere in North Bay and the surrounding lakes.

Have more questions?

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