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Buying a home is a huge milestone, and while it’s exciting, the legal steps can sometimes feel overwhelming. This guide breaks down the process into simple, clear steps so you’ll know what to expect. From sending us your agreement to finally holding the keys, we’ll walk you through the journey with support and clarity every step of the way.
Step 1: Share your agreement of purchase and sale
Once your offer is accepted, your first step is to send us a copy of the signed agreement and any related documents. From there, we’ll set you up with your own personalized dashboard, review the agreement, and get the process moving quickly so nothing falls through the cracks.
Step 2: Mortgage instructions
If you’re arranging financing, you’ll need to stay in touch with your lender and complete any requirements they ask of you, such as providing documents or scheduling an appraisal. Meanwhile, your lender will send us the mortgage instructions directly, and we’ll prepare your paperwork and coordinate with them on your behalf. It’s important that you arrange financing as early as possible so that we get mortgage instructions with plenty of time ahead of your closing day.
Step 3: Title search and due diligence
This part doesn’t require anything from you. Behind the scenes, we’ll complete a title search on your new property to ensure there are no unexpected issues — like liens or old mortgages — that could affect your ownership. If anything unusual does come up, we’ll handle it and keep you informed.
Step 4: Signing your documents
About a week before closing, you’ll meet with us over a video call to review and sign the necessary documents. This includes things like your mortgage paperwork, transfer documents, and a statement of adjustments. All you’ll need to do is make sure you join the video call on time, on a device with a camera and that you’ll be able to sign via DocuSign (laptop, tablet, or smartphone). Your Ownright lawyer will walk through everything and answer your questions so you feel confident before signing.
Step 5: Final closing funds
As your closing date approaches, we’ll calculate the balance owing after your deposit and mortgage funds are applied. You’ll then provide us with the remaining funds, usually by wire transfer. We’ll give you clear instructions and confirm once everything is in place.
Step 6: Closing day
On the big day itself, you don’t have to do anything — just sit tight. We’ll exchange funds with the seller’s lawyer, register the property in your name, and make everything official. You’ll be able to track the closing day progress through your Ownright dashboard so you always know what's been completed and what the next steps are. Once it’s complete, we’ll let you know right away, and your real estate agent will arrange to hand you the keys.
Step 7: Welcome home
After closing, we’ll prepare a final report with all your signed documents and it will be made available to you in your Ownright account. From there, your only job is the best part — moving in and making your new house feel like home.
Wrapping up
Buying a property involves many moving parts, but you’re not expected to have all the answers — that’s our job. At Ownright, we’re not just another law firm; we’re a team built to make real estate closings simple, transparent, and human. We’ll guide you step by step, handle the details, and make sure your questions are answered. From the moment your offer is accepted to the day you get your keys, you’ll have peace of mind knowing we’re with you every step of the way.
