From the founders: don't read the market backwards

The market picked up through the spring. More buyers came back in even as fewer homes came up for sale, and that momentum looks set to carry through the back half of the year.

That matters whether you're buying or selling. The headlines still call it a soft market, but headlines look backward, and a tightening market moves faster than they do. If you're waiting for last year's prices to come back, you may be watching that window close.

If you're selling, it can cut the other way: with few listings and buyers returning, the market may support more than the gloomy headlines suggest. Either way, last year's number, or the one you're hoping for, is the wrong thing to anchor to.

We've always believed a good move starts with a clear picture, not a guess. Read where the market is now, not where it was, and you'll make a decision you won't second-guess.

The library: resources worth a read

These are plain-language explainers on the parts of a deal that trip people up. Worth a read whether you're buying, selling, or just planning ahead.

Blog: capital gains tax when you sell your home in Ontario. Explains the principal-residence exemption, when a sale does trigger capital gains, and how to report it, if you assume a home sale is always tax-free.

Blog: what closing costs are tax deductible in Ontario? Sorts out which closing costs are deductible, which get added to the adjusted cost base instead, and how a rental changes the answer, if you're wondering what you can write off.

Blog: closing costs in Ontario, what first-time buyers actually pay. Breaks down the taxes, legal fees, and adjustments due at closing, roughly 1.5% to 4% of the price with land transfer tax the biggest line, if you're a first-time buyer budgeting past the down payment.

Hot off the press: Ownright in the news

A look at where Ownright's data and perspective showed up in the press this cycle:

Canadian Mortgage Professional – Why economic anxiety is stalling home deals. Cited our 2026 Operators Report finding that two in five brokers name recession fear, not rates, as the top deal-killer.

RENX – The first-time buyer profile is changing. Joel's monthly column on how the average first-time buyer is now 40 and far more cautious, and why steady guidance beats big predictions.

Market snapshot: the market tightens as listings dry up

Our take: this is the clearest sign yet that the GTA market is tightening. More buyers are competing for fewer homes, and prices, still down from a year ago, have started to firm month over month. With the Bank of Canada widely expected to hold again on July 15, what's driving the market right now is scarce supply, not interest rates.

Client spotlight: in their words

The Ownright advantage

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